It is designed this way by the insurers to discourage people from seeking claims. The process of receiving compensation for your injuries and financial losses can quickly become complicated. It is never silly or a waste of time to get a medical evaluation after an accident. When you have the police investigate the accident at the time of the event, you can also seek immediate medical care. The bumps and bruises may be fractures or sprains that need treatment. The upset stomach may not be nerves at all but instead could be internal bleeding from being jolted against the interior of the car. A headache can be a sign of a head injury, whiplash, neck or spine trauma, or a concussion. Sadly, many of these injuries are much more severe than the injured party realizes at the time of the accident. Many just want to submit the vehicle damage report with the DMV and move on with their lives. These conclusions are often one of the main reasons that they do not believe they need to file a police report. Some may also believe they just have a headache or stomach ache from the stress related to the event. It’s common for a person involved in a car accident to believe that they are only suffering a minor injury, or simply just bumps and bruises. Injuries Are Often More Serious Than Estimated Delayed filings can lead to speculation about the events of the accident and can significantly reduce your overall compensation package. The information contained in that report will be very relevant to the success of your case. This protocol could have a lasting and severe impact on your health and overall recovery from your injuries.Ī final benefit of having a police report filed at the time of the accident is because it provides you with the information you need to submit a claim for compensation. Insurance companies often delay or deny treatment for injuries from accidents that they cannot immediately verify. If you have been injured, having a police report created at the time of the accident helps protect your rights to receive medical care. The police report will also provide details about how the accident occurred, who they believe was responsible, information regarding injuries and visible damage to the vehicles, and information about the other party involved in the event. That report will include several important details that are necessary to submit an insurance claim. The reason for this is to protect your rights as the victim of a vehicular accident. Why You Really Want To File A Police ReportĪ police investigation and report should be requested at the scene of any accident regardless of how minor it may appear. Injuries Are Often More Serious Than Estimated.Why You Really Want To File A Police Report.This is mandatory, and failure to submit this information can result in the driver of the vehicle having their license suspended for a year. If a police investigation doesn’t happen, or if the police report fails to contain the insurance information of the driver, or if the damages to the vehicles exceed $750, an official report must be filed within ten days to the Department of Motor Vehicles (DMV). State law requires that this report is conducted immediately and that all appropriate actions are taken to fulfill this requirement. In the State of Nevada, you are required to report all accidents that involve any injuries or deaths or those that resulted in any physical damage to the vehicles to the police for an investigation. And still, others believe that having a report completed is up to the police officer.Īll of these beliefs are inaccurate. Others believe that you have the option to file a report based on if you want to make a claim to your insurer. Some people believe that you are not required to submit an actual report unless the accident was a hit and run event. There are many varying opinions on whether or not you need to file a police report when an auto accident occurs. Personal Injury Attorneys » Car Accident Attorneys » Can I File an Insurance Claim Without a Police Report?
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